Gap Analysis
An internal credit rating process helps to discriminate among credit quality of borrowers, and to quantify individual credit risk as a measurable metric.
RAM Framework
CRS’s risk assessment model (RAM) helps a lending institution automate its internal credit rating process. This widely popular model is a workflow-based solution for hosting internal rating models, capable of assessing credit risk of borrowers.
ASP - Model
This innovative application service provider (ASP) model is meant for use of RAM by all key constituents of financial markets, especially co-operative banks and small NBFCs.